Barbara Murphy is a retired lawyer. Her career included practicing law, and justice related positions within government. She is a former Registrar of BC’s Residential Tenancy Branch and represented BC in treaty negotiations with Indigenous Peoples. Rent has always been the most costly item in Barbara’s budget. As a retiree, she tracks expenses and tightens her belt as the cost of living out-paces her income. She knows her affordability “tipping points”. Barbara lives in Victoria, BC. She is a solution-oriented researcher and writer who contributes to awareness of the “tipping point” of housing affordability for Canadian seniors.